What Can Make a Defective Title?

What Can Make a Defective Title? When it comes to real estate transactions, having a clear and marketable title is essential. A defective title can complicate or even halt the transfer of property ownership. At JD Title & Escrow in Cape Coral, FL, we understand the importance of ensuring a clean title for a smooth…

Top 10 Questions About Title Insurance and Escrows

Title Insurance and Escrows When navigating the complex world of real estate, understanding the roles of title insurance and escrow services is crucial. JD Title & Escrow, located in Cape Coral, Florida, offers comprehensive services to ensure your transactions are smooth and secure. Here are the top 10 questions people often ask about title insurance…

Title Escrow: What is It?

Title Escrow Facts Title Escrow refers to the process of conducting a thorough investigation of a property’s title for determining who owns it and any encumbrances attached to it. The purpose is to ensure a smooth transfer of property ownership while protecting all parties involved in the transaction. Whether you are buying or selling a…

Do I Need Title Insurance When Buying a New House?

Title Insurance For a New House If you’re in the process of buying a home, you may be wondering if you need title insurance. The answer is yes. Title insurance protects both buyers and lenders from financial loss due to any issues that arise from defects in the title or ownership of the property being…

1031 Exchanges – What You Should Know

1031 Exchanges A 1031 Exchange is an IRS code section that allows an investor to defer capital gains taxes from the sale of a business property or investment asset. This tax deferral technique is attractive to investors who want to reinvest their proceeds into a similar asset or business property, as it allows them to…

5 Common Questions People Ask Title Companies

What To Ask a Title Company Whether you choose your own title company or let a real estate agent pick one, you must hire a reliable company. A title company conducts a thorough title search to ensure that the property you purchase is legally transferred to your name from the seller. It is a crucial…

What Are The Cons of Buying a Short Sale?

Disadvantages of Short Sales Short sales occur when a homeowner owes an outstanding balance to a mortgage lender or the bank. However, the lender allows the property to be sold short of the amount owed. It is a better solution than a foreclosure because it causes less financial damage to the mortgage lender or the…

Is Title Insurance a Ripoff?

Mortgages for buying property mean getting title insurance. But is it safe or ultimately a scam for house owners? People are often unaware of title insurance or don’t realize its existence until they’re required to get one at the end of the house-buying procedure. It might come as a surprise, but title insurances are must-haves…